Car Accidents

Does A Car Accident Affect Your Credit Score?

Posted on October 1, 2026
A car crash can impact your credit score indirectly if it limits your ability to work and pay your bills. Victims with extensive injuries and damage may struggle to get to work as they normally would, making it harder to pay their bills over time. If you use a credit card or get a...
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What Happens If You Get Into a Car Accident Out of State?

Posted on September 29, 2026
If you are an Illinois resident and you get into a car accident outside of the state, you have the right to pursue compensation against the party at fault, depending on the laws of the state you were in. Local law governs these accidents, including the legal responsibility to report the incident to police,...
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Can I Recover Compensation If I Was Partially At Fault for an Accident?

Posted on September 25, 2026
Yes, if you are in a car accident or another injury-resulting incident and are partially at fault, you can still seek compensation. However, your compensation is reduced by the percentage of fault attributed to you under Illinois' modified comparative negligence rule. If you are found to be mostly at fault, meaning 51% or more,...
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How Much Does Your Insurance Go Up After an Accident?

Posted on September 14, 2026
Your car insurance costs can go up if you are involved in an accident and found at fault. The amount that your insurance goes up depends on multiple factors, including the cause of the accident and whether any other party was at fault. Some reports indicate that an accident can raise your rates as...
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Does UM/UIM Coverage Apply to Passengers in Illinois?

Posted on September 11, 2026
Yes, uninsured and underinsured motorist coverage can provide financial protection for passengers in car accidents in Illinois. This type of insurance coverage protects victims, including passengers, if the at-fault driver has no liability insurance or insufficient liability coverage to cover their losses. The coverage available to passengers often matches the bodily injury limits on...
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Chicago Halloween Pedestrian Crashes Hit 108% Above Average in 2025

Posted on September 9, 2026
Like most cities, Chicago hosts many festive events on Halloween and in the weeks surrounding it, including the Spooky Zoo, Navy Pier's Slightly Spooky Saturday, and the annual Northalsted Halloween Parade, one of the city’s signature events. On Halloween night, hundreds of thousands of families celebrate by trick-or-treating in one of the city’s many...
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Can You File a UM/UIM Claim If You Were Partially at Fault?

Posted on August 18, 2026
In most cases, you can still file a claim for UM or UIM coverage if you are partially at fault. However, there are implications to this. In Illinois, a state that follows a modified comparative negligence rule, you can still seek compensation if you are no more than 50% at fault. There are several...
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How Do Car Accidents Affect Your Driving Record in Illinois?

Posted on August 13, 2026
A car accident can impact your driving record if you are found at fault for the incident. Your Motor Vehicle Record (MVR) documents all accidents you're in if the police are called to the scene and property damage is $1,500 or more, or if any person is hurt in the accident. Not all reports...
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Can I File a Car Accident Claim Against a Government Entity in Illinois?

Posted on July 29, 2026
Yes. If a government employee or public entity caused your car accident in Illinois, you may be able to file a compensation claim. However, claims against government entities are often subject to different rules, shorter deadlines, and procedural requirements than claims against private drivers. Acting quickly is essential to protect your rights, and an...
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What If a Hit and Run Driver Hits My Parked Car?

Posted on February 20, 2026
If a vehicle strikes your parked car and then flees the scene, the driver is facing criminal charges. You should speak to the local police department and document what occurred. Depending on what happens from their investigation, you may be able to seek financial compensation against the at-fault driver or file a claim with...
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